Using an OKX sub-account to keep trading funds apart from savings in Italy

When long-term holdings and active trading money share one balance, a rushed trade or a leveraged position can quietly eat into funds you never meant to risk. It also becomes hard to tell whether your trading actually works. OKX offers sub-accounts on many account types, which make a clean split easier, and even without them you can set clear internal rules. This guide explains how users in Italy can separate the two pots, move money between them deliberately and keep both well protected. It does not recommend any particular custody arrangement.

Decide the trading amount

Write down a fixed amount for active trading, small enough that losing all of it would not affect your plans. Everything above that number counts as savings and is not used for trades. Having the figure on paper makes it far easier to resist topping up after a loss, which is the moment most people break their own rules.

Set up the split

If your account type supports sub-accounts, check the official help pages for how to create one and how transfers between them work. Put the trading amount in one sub-account and keep savings in the main account or elsewhere. Without sub-accounts, use a simple rule: savings stay in a separate balance you never trade from, and you record every move between the two.

Rules for moving money

Allow transfers from savings to trading only on a fixed schedule, for example once a month after reviewing results, and never during a losing position. Move profits above an agreed level back to savings on a set date. Log each transfer with its date and reason, so you can see later whether you followed your own plan.

Protect both sides

A split only helps if the account itself is secure. Use a unique password, a strong second factor such as an authenticator app or passkey, an anti-phishing code if available and a withdrawal address whitelist. Review API keys too: any key for a trading tool should have only the permissions it needs, never withdrawal rights.

Risk boundary: OKX Italy Guide

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Scenario checkpoint

• Write down a fixed trading amount that you could lose without harming your plans
• Check the official help pages to see whether your account supports sub-accounts
• Move money from savings to trading only on a fixed schedule and never mid-loss
• Log each transfer between the two balances with its date and reason
• Keep withdrawal rights off every API key connected to a trading tool